Loan Application & Verification Management System
The main objective of developing this project is to handle the all details of Loans in the bank. The project has been developed to smoothen the processing of Loans in banks. Our proposed project automates the loan process from both, bankers as well as customer’s side. Customer can apply for a loan and after approved it they can track their details from online. LOAN MANAGEMENT SYSTEM is a very efficient process to handle all loan related transaction in a very accurate and convenient way. Bank loan management system is an interface which facilitates a customer to apply for a loan online and to track the status from time-to-time. This system provides detail about the customers, their loan details,EMI details and its rate details.Getting a loan is a very tiring and complicated process in India. It may take weeks even months for loans to get approved and people have to visit the loan office again and again for document and verification. Using with this system admin can find customer details easily and it’s a paperless system so workload is reduced. It is very helpful for those banking staffs who are in the charge of loan management, it provides a very reliable and convenient form for every loan and emi related transaction and their related details. Interest rates and the loan details are also available at the click of a mouse. Bank loan management system is unique in such a way, it not only helps the customers but also the loan agency to check the pending, assign it to a departments complete the formalities and procedures between the departments and arrive at decisions to very fact.
Software Requirements: –
Front End: HTML5, CSS3, Bootstrap
Back End: PHP, MYSQL
Control End: Angular Java Script
Android Tools:
Android Emulator
xampp-win32-5.5.19-0-VC11
Android SDK – adt-bundle-windows-x86
IDE: Eclipse Mars
jdk-8u66-windows-i586
System Modules:
Administrator:
- Login
- Manage Loan Scheme
- Verify Application process
- Manage Loan Application
- Approve/Reject
- Manage EMI History Details
- View Registered Users
Customer:
- Register
- Login
- Apply for Loan scheme
- Upload 4 documents
- Adhaar Card, Pan Card , IT return, Salary Slip
- Check Status
- View EMI History
- Manage Profile
- Upload 4 documents
Module Description
- Admin:
- Update status
Admin will update status the loan details of the users in the database.
- Manage loan Details
Admin will maintain the loan detail records of every user on a regular basis.
- Verify EMI Loan
They verify the loan due of users whether that is paid or on due.
- User:
- Register
User will register with the system using their username and password.
- Login
After the registration process users can login to their account any time using the login details.
- Apply Loan
- User can apply for loan online application with supporting documents
- View Loan Details
Once they logged in they can view the details of the loans.
- Pay & Search EMI Records
User can search and fetch the EMI records whenever they need.
